The kids are always hungry when they get home from school, so I like to have something ready for them to snack on as soon as they walk in the door. A fruit basket stocked with apples, bananas and other produce is a must, and this caramel peanut butter apple dip pairs perfectly with fresh fruit. It’s quick to make and uses just four main ingredients: cream cheese, peanut butter, marshmallow fluff (creme) and caramel sundae sauce.
Both apple-and-caramel and apple-and-peanut-butter are classic combinations, and this dip brings them together into a creamy, slightly fluffy spread. The cream cheese gives body and richness, while the marshmallow creme lightens the texture—I have to admit, I love marshmallow creme for making dips extra airy.

I keep a variety of after-school snacks on rotation because the kids usually come home starving and sometimes bring friends with them. Some of our favorites that pair well with dips and quick bites include Reese’s Pieces trail mix, fruit-and-nut trail mix, bacon cheeseburger sliders for a heartier snack, and honey-roasted peanuts for crunch.
- Reese’s Pieces Trail Mix
- Fruit and Nut Trail Mix
- Bacon Cheeseburger Sliders
- Honey Roasted Peanuts

The first step is to beat the cream cheese until it’s smooth. You can combine everything at once, but I find that beating the cream cheese on its own first gives the dip a lighter, whip-like consistency. Beat it until there are no lumps and it’s completely smooth.

Once the cream cheese is soft and silky, add the peanut butter, marshmallow fluff and caramel sauce. I use creamy peanut butter so the dip stays smooth rather than chunky. The marshmallow fluff contributes a light, airy texture, and store-bought caramel sundae sauce works great here—it’s sweet, pourable and easy to keep on hand.

Use an electric hand mixer to blend everything until the mixture is completely smooth and creamy. Scrape the bowl as needed to ensure all ingredients are evenly incorporated.

When the dip is ready, I like to drizzle a little extra caramel sauce on top for a glossy finish and a bit more caramel flavor. It makes the dip look inviting and adds a sweet counterpoint to the peanut butter.

The kids tried this right away and gobbled it down—sliced apples were a hit, and sliced bananas worked wonderfully, too. I’m still undecided which I like better with the dip: apples or bananas. Either way, it’s a crowd-pleaser for an after-school snack or casual gathering.
Caramel Peanut Butter Apple Dip

Ingredients
- 2 cups marshmallow fluff, also called marshmallow creme
- 8 oz cream cheese (about 250g)
- 3/4 cup peanut butter
- 1/2 cup caramel sauce, plus extra for drizzling
Instructions
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Use an electric mixer to blend the cream cheese until smooth.
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Add the remaining ingredients and mix until creamy and smooth.
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If desired, drizzle with extra caramel sauce.
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Serve with sliced apples, bananas, other fruit, or cookies.
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Nutrition
Per serving:
Nutrition Disclaimer